Originally from Potomac, MD, Andrew moved to Charlotte, NC in 1999 after graduating from the University of South Carolina - Columbia in 1998 with a Bachelor of Arts degree in Economics.  He began his professional career serving as an Analyst for a small privately owned defense contractor in Arlington, VA.  Andrew was quickly recruited and hired by Bank of America as part of their Associate Premier Banking program where he was a consistent sales leader and a multi-year recipient of the Bank's Award of Excellence. 

In August of 2003, Andrew made the couragous decision to start his own financial services practice with Northwestern Mutual.  In his first five years, Andrew achieved almost every major milestone including the company's prestigious FasTrack Academy.  After serving as Recruiting Field Director in 2006 and 2007, Andrew chose to lead the North Charlotte Office as Managing Director.  While appointed Andrew doubled the Agency Financial Representative manpower, increased the District earned premium average by 17%, and New Client acquisition by 8.5% year over year. Andrew transitioned out of management in 2015 to focus solely on expanding his wealth management and financial planning practice.

Andrew's practice focuses on Personal Planning, Retirement Planning, Business and Succession Planning, Estate Planning, Wealth Preservation, Distribution and Administration.  Andrew is committed to providing clients with a high degree of expertise in comprehensive financial planning and personal service throughout the Charlotte Metropolitan area and 12 other states.

Professional Designatons

Andrew earned his Chartered Life Underwriter (CLU®) certification in 2016.  This designation has long been recognized as the fundamental and foremost educational credential for life insurance professionals.  To obtain the CLU designation, a candidate must complete required coursework, meet experience requirements, maintain ethical standards, and comply with The American College's Code of Ethics and Procedures along with periodic recertification/continuing education requirements.

Andrew earned his Certified in Long Term Care (CLTC) designation in 2011. The purpose of the CLTC is to educate professionals in the fields of insurance, financial services, law and accounting about the severe consequences a need for care over an extended period of years would have, not on their client, but on the emotional, physical and financial wellbeing of those the client loves.  The goal is to give these professionals the proper skill set to discuss those consequences, offer a plan to mitigate them, and when appropriate, recommend long-term care insurance as a funding source for that plan.

Associations and Memberships

National Assocation of Insurance and Financial Advisors - NAIFA

NAIFA is the only organization serving and representing insurance and financial advisors regardless of the products they sell or the focus of their practice. NAIFA is our professional association, and its focus is to protect our business, help us grow our business and promote ethical business conduct.

Million Dollar Round Table - MDRT 2011-2013

Founded in 1927, the Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is a global, independent association of more than 43,000 of the world's leading life insurance and financial services professionals from more than 500 companies in 67 countries. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business.

Finance Committee Member - The Ada Jenkins Center, Davidson, NC

The Ada Jenkins Center vision is to support the people of Huntersville, Cornelius, Davidson, and South Iredell County toward becoming better educated, healthier, and / or economically self-sufficient, empowering them for a better tomorrow. The mission of the Ada Jenkins Center is to empower the people of our communities to break the cycle of poverty through the integration of health, education, and human services.



Years of Experience

Representing Northwestern Mutual since 2003.


Degree Major Institution
Bachelor of Arts Economics University of South Carolina

Awards and Recognition


Million Dollar Round Table Qualifying Member 2011-2013

MDRT is the premier association of financial professionals. MDRT status designation is granted for one year and members must apply every year to continue their affiliation with the MDRT


National Association of Insurance and Financial Advisors Quality Award 2011-2016

Award recognizing commitment to excellence in service to clients and industry


National Quality Award 2008-2009

Award recognizing persistency and performance

Andrew Richard Pavlin, CLU®, CLTC®

Financial Advisor


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck